With the help of the SBA, lenders offer borrowers to finance the construction of self-used investments on better terms. These conditions involve a reduction in equity inflows, longer depreciation and additional credit receipts. SBA loans can be used for basic constructions, additions, renovations or inheritance tax improvements. For the loan application, the SBA requests various documents based on the nature of the construction financed by the loan proceeds. Form SBA 601 is used when the construction costs indicated in Form SBA 1919 (Borrower Information Form) exceed $10,000. Form SBA 601 ensures that the borrower is not involved in discriminatory recruitment and dismissal practices and complies with Executive Order 11246. This means that the borrower agrees not to make employment decisions based on a potential employee`s race, skin color, religion, gender, or national origin. SBA Form 601, Agreement of Compliance is a form that must be completed by the borrower and contractor for each Small Business Administration (SBA) loan that includes a construction that costs more than 10,000 $US. SBA 601 ensures that contractors and subcontractors who perform work under a state-supported construction contract comply with anti-discrimination laws. .